Pete Michels
Fund Administrator

Frequently Asked Question's about the Benefit Trust:

Question: What is the Benefit Trust?
Answer: The Trust is separate from the union itself. It's purpose is to purchase and maintain our vision, dental, and life insurance policies. Presently, the union appointed trustees are listed and pictured above.

Question: How does the Benefit Trust work?
Answer: According to our contract, the district has agreed to contribute a sum of money to the fund, currently $100 per month per full time teacher. A Declaration of Trust has been prepared which governs the fund. The five Trustees (pictured above) work together with an accountant and an attorney to meet all legal requirements.

Question: Why do we need the Benefit Trust?
Answer: In addition to providing superior benefits, the trustees are able to shop for the programs and negotiate directly with insurance carriers. Trustees have the power to change benefits without waiting for the contract to expire. Additionally, benefits can be tailored to the specific needs of the teachers in the local.

Question: Is NYSUT involved?
Answer: Yes. NYSUT has provided a tremendous amount of assistance and guidance in completing the legal requirements for setting up the fund. NYSUT has afforded our trustees the opportunity to participate in its Benefit Conference in Albany. NYSUT will continue to provide support services to our fund.

Question: Where can I get dental, vision and Out-of-Pocket forms? What about problems or concerns that may arise?
Answer: Dental and "Out-of-Pocket" forms are now available by clicking here or in the BCT office. Vision forms are not needed unless you go to a doctor who is "out of network". These forms are only available in the union office. You can contact any of the trustees or the office manager with your concerns.

Plan Information

Forms (PDF's)

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